The Amber Stitt Show
The Amber Stitt Show is built on one core belief: you should not need a finance degree to protect your income, your family, or your future.
Through the Pathways Perspective framework, Amber guides high-earning professionals and entrepreneurs toward clarity using five foundational pillars:
Talents. Align financial decisions with how you think and lead.
Money. Create structure around income, cash flow, and growth.
Risk. Protect earning power with intention and precision.
Innovation. Adapt strategically in a changing business landscape.
Community. Build the right ecosystem around you.
Each episode blends reflection with practical structure, helping you simplify complexity and build durable foundations.
You will hear solo insights and expert conversations designed to strengthen both financial confidence and professional resilience.
This is not about hype, or shortcuts. It is about clarity, structure, and building for the long game.
If you are a high-performing professional who values sustainability over speed, this podcast will help you design decisions that hold up over time.
Subscribe and start building your Pathways Perspective.
The Amber Stitt Show
The Physician's Edition: Ethan & Amber discuss COLA and FIO Riders
In this episode, my guest Ethan Abramowitz and I discuss Own Occupation Disability Income Insurance Contracts again.
**This time, we have a larger focus on the COLA rider = Cost of Living Adjustment Rider as well as the Future Purchase Options.**
COLA riders would allow for your monthly benefits to keep up with inflation if you were on a total disability claim.
Future Increase Options have a cost associated with buying the rider.
-These are available annually.
-Not every carrier offers this type of rider.
Future Purchase Options may also be called:
-Benefit Updates
-Benefit Increase Riders
-Benefit Purchase Riders
These are typically every third year and have no costs associated.
It is great to get insight from an attorney's perspective! If you have a question for Ethan, you can reach him here:
Website: SeltzerLegal.com
Email: EAbramowitz@seltzerlegal.com
Phone: 215-735-4222
Articles for reference:
https://www.seltzerlegal.com/blog/healthcare-professionals-mental-nervous-long-term-disability-claims-jumped-in-2020/
https://www.seltzerlegal.com/blog/how-erisa-may-affect-your-long-term-disability-benefits/
https://www.seltzerlegal.com/blog/physician-burnout-factors-and-consequences/
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